Privacy Policy
Last Updated: January 8, 2026
At Refinance Bad Credit (accessible from refinancebadcredit.org), one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Refinance Bad Credit and how we use it.
By using our website, you hereby consent to our Privacy Policy and agree to its terms.
1. Information We Collect
We collect information in the following ways:
Log Files: Like many other websites, Refinance Bad Credit makes use of log files. These files log visitors when they visit websites. The information collected includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable.
Voluntary Information: If you contact us directly or subscribe to a newsletter, we may receive additional information such as your name, email address, and the contents of the message you send us.
No Sensitive Financial Data: We are a publisher, not a lender. We do not collect or store your Social Security Number, bank account details, or credit report data. All loan applications happen securely on our partners’ websites, not ours.
2. How We Use Your Information
We use the information we collect in various ways, including to:
Provide, operate, and maintain our website.
Improve, personalize, and expand our website content.
Understand and analyze how you use our website (Analytics).
Send you emails (if you have opted in) regarding updates or new guides.
Find and prevent fraud.
3. Cookies and Web Beacons
Refinance Bad Credit uses “cookies.” These cookies are used to store information including visitors’ preferences and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.
You can choose to disable cookies through your individual browser options.
4. Third-Party Privacy Policies
Refinance Bad Credit’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers (such as Google AdSense or affiliate partners) for more detailed information.
Crucial Note on Links: Our website contains links to external sites (lenders, credit bureaus, etc.). If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
5. CCPA & GDPR Rights
CCPA (California): Consumers have the right to request that a business disclose the categories and specific pieces of personal data that a business has collected about consumers. You also have the right to request that a business delete any personal data about the consumer that a business has collected.
GDPR (Europe): We respect your right to data portability, access, and rectification.
If you would like to exercise any of these rights, please contact us at support@refinancebadcredit.org.
6. Security
We use standard SSL (Secure Socket Layer) encryption to ensure that your connection to our website is secure. While we strive to use commercially acceptable means to protect your Personal Information, remember that no method of transmission over the Internet is 100% secure.
