Transparency & Advertiser Disclosure
At Refinance Bad Credit, transparency is one of our core values. We believe you have a right to know exactly how we operate and how we fund our mission to provide free financial education.
How We Make Money
RefinanceBadCredit.org is an advertising-supported comparison service. The offers that appear on this site are from companies from which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).
However, this compensation does not influence our editorial integrity. We do not include all companies or all available products. Our reviews and guides are based on independent research, and we strive to provide objective information to help you make informed decisions.
No Cost to You
Using our website is completely free. The compensation we receive comes directly from the lenders or service providers.
Zero Impact on Your Rates: Utilizing our affiliate links does not increase the interest rate, APR, or fees you pay for a loan or service. You receive the same offer (or sometimes a better exclusive offer) as you would by going directly to the provider.
Editorial Independence
While we partner with various lenders, our writers and editors operate independently of our business development team. Our recommendations are based on an assessment of the product’s value to the consumer, specifically those with lower credit scores. If a product has high hidden fees or predatory terms, we will not recommend it, regardless of the potential commission.
Partners
We may participate in affiliate programs with networks such as Impact, CJ, and others. When you click on links to various merchants on this site and make a purchase or submit an application, this can result in this site earning a commission.
